{"id":869,"date":"2025-09-15T06:41:38","date_gmt":"2025-09-15T06:41:38","guid":{"rendered":"http:\/\/hwml.hwml.app\/?page_id=869"},"modified":"2025-09-15T06:46:35","modified_gmt":"2025-09-15T06:46:35","slug":"terms-of-service","status":"publish","type":"page","link":"http:\/\/hwml.hwml.app\/?page_id=869","title":{"rendered":"Terms of Service"},"content":{"rendered":"\n
\n

STANDARD TERMS AND CONDITIONS<\/p>\n\n\n\n

    \n
  1. TERMS OF SERVICE. Every Software Subscription
    Agreement (each, an \u201cAgreement\u201d) and all Orders entered into
    by Help With My Loan, Inc., a Delaware corporation
    (\u201cHWML\u201d) are bound by (i) all the terms and conditions of sale
    set forth below (as may be updated from time to time, these
    \u201cTerms of Service\u201d); (ii) the HWML terms of use located at
    https:\/\/hwml.hwml.app<\/a>\/terms-and-conditions\/ (as the
    same may be updated from time to time, the \u201cTerms of Use\u201d);
    (iii) the HWML privacy policy located at
    https:\/\/    hwml.hwml.app<\/a>\/privacy-policy\/ (as the same may
    be updated from time to time, the \u201cPrivacy Policy\u201d);<\/li>\n\n\n\n
  2. DEFINITIONS. In this Agreement, the following
    terms shall have the following meanings, and such meanings
    shall apply to both singular and plural forms of any such terms:
    \u201cHWML Materials\u201d means the Software, APIs,
    Documentation and HWML Systems and any and all other
    information, data, documents, materials, works and other
    content, devices, methods, processes, hardware, software and
    other technologies and inventions, including any deliverables,
    technical or functional descriptions, requirements, plans or
    reports, that are provided or used by HWML or any
    subcontractor or Third Party Provider of HWML in connection
    with the Services or otherwise comprise or relate to the Services
    or HWML Systems, including, for the purposes of this
    Agreement, as between the parties, HWML Third Party Tools
    and Data. For the avoidance of doubt, HWML Materials
    include Usage Data.
    \u201cHWML Site\u201d means https:\/\/hwml.app\/ and\/or
    https:\/\/    hwml.hwml.app<\/a>\/, as the case may be,
    including all subdomains and as each may be updated from time
    to time.
    \u201cHWML Systems\u201d means the information technology
    infrastructure used by or on behalf of HWML in performing the
    Services, including all computers, software, HWML Site, any
    HWML application designed for mobile or other specific
    devices, hardware, databases, electronic systems (including
    database management systems) and networks, whether
    operated directly by HWML or through the use of third party
    services.
    \u201cHWML Third Party Tools and Data\u201d means the third
    party tools, software, services, Third Party Provider Content,
    content, materials, information, documents, specifications,
    products, equipment or components of or relating to the
    Services that are procured by HWML from Third Party
    Providers and with which any or all of the Services, including
    the Software, interoperate.
    \u201cBroker Data\u201d means information, data and other
    content, but excluding Usage Data, in any form or medium,
    which (i) is uploaded or transmitted directly or indirectly by
    Broker or an Authorized User to HWML by or through the
    Software Services; (ii) is directly output from the Processing of
    such information, data or content by or through the Software
    Services; or (iii) is created by Broker and maintained by Broker
    within the Software Services. For clarity, Broker Data includes
    Broker Personal Information.
    \u201cBroker Systems\u201d means Broker\u2019s, or any Authorized
    User\u2019s, information technology infrastructure, including
    without limitation or other computers, software, hardware,
    databases, electronic systems (including database management
    systems), networks, telephones, telecommunications
    connections, whether operated directly by Broker or any
    Authorized User, Third Party Provider or Distributor.
    \u201cBroker Third Party Services and Data\u201d means any
    third party services, hardware, data, information, or content that
    are procured by Broker from Third Party Providers to
    interoperate with the Services.
    \u201cAccess Methods\u201d means the user identifiers and
    passwords used to verify an Authorized User\u2019s credentials to
    use the Software Services and Support pursuant to this
    Agreement.
    \u201cAdditional Order\u201d means a written order agreed to
    between Broker and HWML or Broker\u2019s order of additional
    Software and\/or Services through the HWML Site for
    additional Software or Services to be purchased, licensed or
    otherwise provided by HWML. All such Additional Orders will
    be bound by all the terms of the Agreement.
    \u201cAffiliate\u201d means an entity either directly or indirectly
    Controlled by, Controlling or under common Control (as
    defined below) of a party.
    \u201cAgreement\u201d also means this Software Subscription
    Agreement, all schedules and exhibits to this Software
    Subscription Agreement, the Initial Order and each Additional
    Order, all amendments to the foregoing, and all other
    documents incorporated by reference herein and therein.
    \u201cAPI\u201d means any application program interface that
    HWML makes available hereunder.<\/li>\n<\/ol>\n\n\n\n